What to do when PayPal refuses to give you your money

Made a big sale? Great! Now, let's hope you didn't use PayPal. 

When PayPal won't pay you - left side art

Minnie Small is an artist, an entrepreneur, and had an experience with PayPal that is becoming all too common. We can learn from Minnie's experience how to protect ourselves from online giants like PayPal.

The Fine Print

How many of us really read the fine print? Even if you do, you may feel like you'll be protected regardless of what happens. Everyone uses PayPal, right? They will treat me fairly, right? This is what we hope, but as you will see, this is not always the case.

You may think you are protected by some international banking corporation when using services like PayPal, but in this case, PayPal has all rights over your money. They have in their fine print that they can give you your money when they like - not that they ever have to either. 

You can have issues with any corporation so this the intent here is not to solely dog on PayPal, but this is an excellent example of what can go wrong, does go wrong, and how 'hoping it doesn't happen to you' might not be the best strategy. 

PayPal's Agreements

Pro Tip: This is not legal advice. If you have concerns or have encountered any issues, please do your due diligence and do your own research or contact a lawyer.

Minnie's Story

Watch Minnie's video here:

Click here to read reviews from Trust Pilot concerning PayPal. Nearly everyday, there has been a one star review added.

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So what are your other options? Here are a few:

Pro Tip: You may be better protected by linking your Visa or MasterCard to your PayPal (or alternative) rather than your personal bank account. If you want to link a bank account, use a business or separate account rather than you personal account.

Remember this

Read the fine print (always!) and do not sign up for a service where you are not comfortable with their terms, no matter how popular they may be. Use a business account and a credit card rather than you personal accounts.